Canada's Credit Card Comparison Tool

Expert-curated picks and side-by-side comparisons across 94 cards from 9 major banks.

American Express Cobalt credit card
  • 5x pts on food & dining, 3x on streaming
  • Transfer 1:1 to Aeroplan
  • $15.99/month ($191.88/yr)

American Express Cobalt

Annual Fee$191.88
Individual IncomeNone
Household IncomeNone
Reward TypeTravel
Amex
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Why We Chose This Card

  • Earn 5x points on dining, groceries, and food delivery (up to $30,000/year).
  • Earn 3x points on eligible streaming services like Netflix & Spotify.
  • Earn 2x points on travel & transit expenses.
  • Earn 1x points on all other purchases.
  • Redeem points for flights, hotels, or transfer to Aeroplan, Avios, and more.

Example Rewards

Spending $1,000 per month on groceries and dining alone earns 60,000 MR points annually—enough for a round-trip flight to Europe via Aeroplan.

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All Canadian credit cards

Every card in our comparison database, grouped by issuing bank. Browse all 94 Canadian credit cards from 9 banks.

Amex15 cards
CIBC16 cards
RBC11 cards
Scotiabank9 cards
TD14 cards
National Bank8 cards
BMO12 cards
MBNA7 cards
Wealthsimple2 cards