American Express SimplyCash

Amex's no-fee cashback card earning 1.25% on all purchases and 2% on gas and groceries — simple, flat-rate cashback.

Annual Fee

Free

No cost to hold

Reward Type

Cash back

rewards program

Network

payment network

American Express SimplyCash Key Features

No annual fee

1.25% cashback on everything

2% on gas & groceries

IssuerAmex

Payment NetworkAmex

Annual FeeFree

Reward TypeCash back

Income RequirementNone

Learn how to earn, redeem, and maximize the value of Amex MR points.

Use services like Chexy to earn rewards or cashback when paying rent. Learn which cards are best and how to beat the 1.75% fee.

Ready to apply for the American Express SimplyCash?

No annual fee — start earning rewards today.