American Express SimplyCash Preferred

Amex's top cashback card earning 2% back on everything plus 4% on gas and groceries — no category restrictions or annual fee tricks.

Annual Fee

$119.88

per year

Reward Type

Cash back

rewards program

Network

payment network

American Express SimplyCash Preferred Key Features

2% cashback on everything

4% on gas & groceries (first $50K)

$9.99/month ($119.88/yr)

IssuerAmex

Payment NetworkAmex

Annual Fee$119.88

Reward TypeCash back

Income RequirementNone

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Ready to apply for the American Express SimplyCash Preferred?

$119.88/year — unlock premium cash back rewards.